Frequently Asked Questions

We work hard to get our customers behind the wheel of the vehicle of their dreams with as little fuss as possible. We’ll help you get approved for the auto loan you need at the terms and rate that work best for you and your budget.

You will have contact from one of our experienced Finance Managers within 24 hours, except on Sunday. Usually, our clients receive a call within 1 hour of applying.

Yes. Once you apply, email your proof of income and drivers license (or any photo ID) to This way the income verification, and identification verification can be completed before you are contacted.
All you have to do is email their contact information to with the subject as REFERRAL. Make sure to put your contact information as well in that same email. If they take advantage of their Flex Approval, we will contact you and mail you $500!
The rates start at a 4.99% Fixed Rate, open ended loan with no penalty for prepayment. If you know you have good credit, Flex Approval will still delivery the vehicle right to your door for free.

In-House Guaranteed Finance Options Available

Over 15 Lender’s available to assure the best possible approval. Apply now in 3 easy steps to check your loan options.

Step 1 –  Complete the 1 minute application!
Step 2 –  Answer a quick phone call by an OMVIC registered Finance Manager!
Step 3 – Choose a vehicle that’s best for you, and pick a delivery date!


Bad Credit Car Loan

We work with all types of credit, so whether yours is good, bad, or non-existent, we’ll help you get approved.